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Answer a few quick questions. We’ll crunch the numbers to check for personalized rates from multiple lenders.
Will I need a cosigner?
Many students will need a cosigner if they don’t have a credit history. Students who add a cosigner are 3x more likely to qualify for a loan.
Select the loan that works best for you
We’ll help you pick the loan that fits your needs. Choose from multiple rates and repayment plans. Start paying during school, or wait until you graduate.
Finalize your loan
Finish with your chosen lender. Upload documents, sign your loan agreement, and your funds will disburse to your school.
Illustrative purposes, actual results may vary.
Prequalified rates are not a firm offer of credit.¹
Our partner lenders
If you decide to take out a private graduate student loan, it’s important to compare as many lenders as you can. This way, you can find the right loan for your needs. Credible makes this easy — you can compare your prequalified rates from our partner lenders below in just two minutes.
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Commonly asked questions about graduate student loans
Yes, you can still take out both federal and private graduate student loans during the COVID-19 pandemic. If you need to borrow for school, it’s generally best to rely on federal student loans first before turning to private student loans to help fill any financial gaps left over.
Also keep in mind that families whose income has been affected by the pandemic might be eligible for additional federal, state, or school-based financial aid. Be sure to contact your school’s financial aid office to see what resources are available to you.
If you decide to take out a private student loan, remember to consider as many lenders as possible to find the right loan for your situation.
When weighing private student loan options for graduate school, it’s important to take the time to consider as many lenders as you can. This way, you can find a loan best suited to your needs.
Here are several important factors to compare as you shop around:
If you’re ready to apply for a graduate student loan, follow these four steps:
Yes, you can. Graduate students are eligible for two main types of federal student loans, including:
Here are a few potential benefits of federal student loans for graduate students:
There are also some possible drawbacks to keep in mind before taking out a federal loan, including:
Like federal student loans, private student loans also have pros and cons to be aware of. Here are a few advantages of private loans for graduate students to consider:
There are also some potential drawbacks of private loans to keep in mind, such as:
If you decide to take out a private student loan for graduate school, remember to shop around and compare as many lenders as possible to find the right loan for your needs. Credible makes this easy — you can compare your prequalified rates from multiple lenders in two minutes.
This depends on the type of student loan you get to pay for graduate school.
Federal student loan rates are set by Congress each year — the exact rate you get will depend on the type of loan you choose. Here are the fixed rates you can expect for the 2021-2022 academic year:
With private student loans, your rate will depend on the lender you choose as well as other factors like your credit score and repayment term. Here are the rates you can expect on private student loans from Credible’s partner lenders:
There are also a few strategies that could help you get a good interest rate on a private student loan, including:
Before you borrow, you’ll have to decide whether a fixed- or variable-rate student loan is right for you.
The credit score required for a student loan will depend on the type of loan you get. Here’s what you can expect when it comes to graduate student loan credit information:
Learn More: Taking Out Student Loans Without a Cosigner
The best graduate student loan lenders are ones that provide competitive interest rates, a wide selection of loan terms, inclusive eligibility requirements, and responsive customer service.
To find the best loan for your needs, it’s important to shop around and compare as many lenders as you can. Below, we’ve listed some of the most important details about the loans offered by Credible’s top graduate student loan lenders:
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